No matter how careful you are, there is still a chance that road accidents can occur. That is because we can’t control all the variables on the road. In BC, you have ICBC to rely on in case you get into a road accident and sustain injuries. ICBC is an insurance company that will reimburse your losses.

It’s good to hire an ICBC lawyer in Coquitlam for heavier claims. You would want to make sure that you are increasing your chances of getting the maximum value of your claim with the help of an ICBC lawyer in Coquitlam BC.

ICBC is an expert in negotiating and is known for its low-balling tactic. This is why you need an experienced ICBC lawyer in Coquitlam such as those from Learn Zenk Barristers & Solicitors.

One of the questions people ask after filing a claim against ICBC is whether or not their insurance premium will go up and by how much.

There is no specific answer to this. Most insurance companies will increase the premium on more significant claims. However, it’s not just based on your previous accident. ICBC and insurance companies in general have different ways to determine how much to increase. For instance, insurance companies tend to raise premiums for younger drivers more, especially after an accident. If you are 25 years old or younger, there is a good chance your insurance company will raise your premium after filing a claim.

In comparison, drivers over the age of 40 might not suffer from a big increase in at-fault accidents compared to 20-something drivers.

It also depends on how often you have filed a claim in the past. If this is your first time claiming, the increase might not be that significant. However, if you have claimed multiple times in the past, that does not bode well on your insurance premium.

The best thing that you can do is to talk to an ICBC agent. There might be ways for you to lower your insurance premium such as getting another insurance. It’s really best to know all your options so you have a better idea of what to do.

If you are a victim of an accident and you are now filing an insurance claim, you shouldn’t do it alone. While it’s not necessary to hire an ICBC lawyer in Coquitlam BC, having one can significantly reduce the stress of the process. They can help you with the negotiation and help you get as close to the value of your claim as possible.

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