Cash flow is very important for any business because it almost always is the only way a business can survive. For any entrepreneur, cash is vital for maintaining inventory, paying suppliers and growing their business. Merchant cash advances come into play for a lot of businesses during recessions. A merchant cash advance helps companies get business capital during tough financial times.

Merchant cash advances are an alternative source of business capital for small businesses that lack a good credit rating to secure a commercial bank loan. They provide cash for a business to grow and buy supplies. Unlike traditional bank loans, merchant cash advances help businesses get a lump sum of money at the onset of an agreement.

Here are a few ways how merchant cash advances give you access to business capital.

1. Nothing to put at stake for business capital - A merchant cash advance is a safe way to access cash. A commercial loan may affect a business’ credit score. Entrepreneurs avoid the risk of losing out on collateral when they get a merchant cash advance.

2. Quick access to cash: - Since there is little paperwork involved in getting merchant cash advances to process, the funding offers a fast turnaround. Merchant cash advance funding is available typically within a week from the date of the application. This instant response can be valuable if the business needs direct funding to pay off a creditor or seize an unexpected opportunity.

3. Higher approval rate: - There is an instant approval rate for business capital because merchant cash loan providers rely on real business performance rather than credit to evaluate applicants. This flexible approach helps any stable business to qualify for business capital or instant cash approval for business expenses.

4. Revenue benefits: - You pay back credit to the loan provider as you get paid. It is very easy for small business to handle paying back the advance.


If you are looking for merchant cash advance, then talk to our funding specialists at Fordham Capital. We provide same day loan approval and next day funding for large and small businesses even with bad credit. Our process is simple, hassle-free and you can get cash in less than a week. For more details, please visit https://fordhamcapital.com/