Every individual’s insurance needs are different and unique. Insurance policy insures you about support for a fixed period of time or fixed term known as term life insurance policy. Here, the word term means your life & the insurer offers you financial backing support in case of loss of life or any accidental situation. Such kind of arrangement is required for the people who are carrying financial responsibility of their family and want to same even when they are not around.

FDP Insurance offering term insurance and whole life insurances which includes all type of short and long term insurances such as disability insurance, commercial insurance, health care insurance, self employment insurance, car, boat, tractor insurance, travel insurance and many others.

Short Term Disability Insurance provided by FDP is designed to support you with an income in case of an accident or sickness. Also express issue disability insurance can save up to 40% of your earning. These policies are beneficial for people that rely lot on daily wages income for example Labours. This policy requires minimal under-writing and can be approved immediately after fulfilling some basic requirements.

Long Term Care Insurance Policy is insurance helps needy people to pay for home nursing costs or home care facilities. You can refer statistics declared for people by Department of Health & Human Services with assets to protect them from medicaid spend over or need to pay for their care facilities when they can’t perform their daily activities by their own. On the basis of amount of coverage mentioned in insurance policy, Long Term Care insurance can pay those expenses to policy holder.

The time duration and level of benefits under long-term care will differ from person to person & often changes with time. For example, today’s One third olds of age 65 year may need no long-term nursing care support, but remaining will need it for more than 5 years.

At FDP Insurance, Frank Pietroski is an independent insurance provider working with several prominent carriers to serve you the best insurance services. He is licensed insurer working in many states. Visit https://fdpinsurance.com/ to read more about insurance services offered by FDP. Or call on 617 680 7063.