When you get a credit card for yourself most of the time you are not even aware of how many facilities you have subscribed to. There are certain credit card benefits that are a must know, for anyone purchasing the plastic services. These services can effectively increase the money power and give you a peace of mind. The best credit cards now-a-days in the market offer travelling cancellation insurance, cash backs, car rental collision insurance, price protections, satisfaction guarantee and extended warranty on electronics. These are the most opted for and the most beneficial ones. But, for all these credit card perks to become active, it is important that you make sure that all the purchases are made with this card.

Travel cancellation insurance
There are sometimes situations that compel you to change your travel plans the very last minute. But no matter how genuine and important your reasons might be some airline companies still charge you for changing the travel plans at the last moment. Now, if this happens and the airlines is not ready to make any concessions, you can call your credit card company and ask for your travelling cancellation to be triggered after that whatever cancellation fees you’ll be charged with it will be covered by the travelling cancellation insurance.

Car rental collision insurance
When you are getting a car rental insurance it means that you will have an insurance limit that will protect you very well, since its amount will be in the tens of thousands of dollars and this will also eliminate the need of another car collision insurance, therefore if you are getting a car rental collision insurance then deny all other car collision insurances as there is no need for them.

Cash back on purchases
This particular service is the in its category and can give you a lot of profit/ most of the cards give a 1 to 5% of cash back on purchases so make sure you know all about it when you are making your purchases, in order to get the best benefit.

Extended warranty on electronics
What if any of your electronic appliances defaults right after the expiry of the warranty, what will you wish the most, to increase the warranty? Can you do that? Yes, you can. In case you want to extend the warranty on any of your electronic appliances all you have to do is call your credit card company and ask for an extension on the warranty, by triggering your extended warranty insurance and you will be able to get a maximum extension of one year.

Satisfaction guarantee:
In case the thing you purchased does not turn out to be what it was advertised to be, and the vendor denies to take it back, you can call your credit card company within 60 days and they will reimburse the cost of the article up to $200.

Price protection:
It happens all the time that you purchase one thing and then after a while you find the same thing being sold somewhere else at a much lower cost but you can’t do anything about it since you already purchased it and paid for it at a higher cost. No, there is something you can do. If you find anything that you have purchased being sold somewhere else at lesser within 60 days of your purchase you can ask your credit card officer to reimburse the difference owing to the price protection.

All credit cards may not offer all these credit card perks so before signing up ask for a list of the offered perks. For More Visit : http://www.aprvsapy.com/credit-card-perks/