Roseville, California (July 21, 2014) – As a company that helps people recover from debt, American Debt Solutions (the d.b.a. of JKD Financial, Inc.) recognizes that not all debts are the result of financial mismanagement. As a JKB Financial, Inc. review posted online will tell you, many people become entrenched in debt for reasons completely beyond their control.

American Debt Solutions tackles this issue in a blog post entitled “JKB Financial, Inc. Discusses Some of the Unavoidable Causes of Debt”. The first reason the piece cites is unemployment, saying that without a steady source of income, many people fall behind on bills like mortgages, utilities, and credit card payments. The second reason is sickness, especially when a person contracts a disease that is not covered by medical insurance policies. Last on the list are student loans, with the company pointing out that many people take out loans to study in prestigious universities, only to remain unemployed or underemployed due to the cut-throat job market.

Fortunately, the firm can help clients overcome unsecured debt like these. If an individual is at least 18 years old and carries a minimum debt of $10,000, American Debt Solutions can refer them to an independent processing company who will renegotiate their balance with creditors. As a result of this process, the person may end up paying only a fraction of the original outstanding balance.

Then, the processing company will create a repayment schedule that spans 12 to 72 months, depending on the amount of money owed. The client pays an affordable monthly instalment during this period until the renegotiated debt is paid off.

People who are overwhelmed by debt can visit American Debt Solutions’ website at www.AdsRelief.com to learn more about the company’s services and to access informative resources about debt management. The featured blog article can also be found there.

About American Debt Solutions

Based in Roseville, California, American Debt Solutions is a marketing and sales company owned and operated by JKB Financial, Inc. The company’s goal is to help all clients lead debt-free lives by assisting them with debt renegotiation. After receiving one excellent JKB Financial, Inc. review after another, the company has received an “A+” rating from Northeast California’s Better Business Bureau (BBB).