If you were to put a dollar value on the amount of time you have spent trying to find a property loan in California, how much would it be worth? A lot of intending borrowers, in fact, find that the mainstream market is downright frustrating, and also very much to the point, expensive.

We’re California Private Lenders, a leading hard money commercial mortgage lending service in California. If you’re looking for a residential or commercial property loan, we can definitely help you with that. If you’re not familiar with the term “hard money lending”, it is a very straightforward process of taking out a loan against property which is used as collateral.

This type of lending is very different from the mainstream market. It’s highly efficient, very quick, and loan terms are clear cut. All borrowers need to do, really, is simply repay the loans according to the terms of the loan agreement. It actually is that simple.

We provide access for borrowers to a very broad spectrum of expert private money mortgage lenders who fund their loans. Our lenders are true market experts, thoroughly familiar with the California property market. They have the sort of market expertise, in fact, which you would otherwise have to pay a fortune to market consultants to access.

The key issues in hard money borrowing are very straightforward, too:

• Property equity – In hard money lending, the number crunching is done on a “strictly best practice” basis.
• Property equity is assessed on what’s called a “loans to value” basis, meaning the loan amount reflects a percentage of the property value. We use a benchmark rate of around 60-65%.

• Loan viability – With hard money lenders, there’s no guesswork. Loans are approved according to viability, reducing financial risk for both borrowers and lenders.

To find out more about our loans, visit our website here at www.cplenders.com. Take a little time to explore the full range of lending options, and then talk to one of our experts about your needs. We’ll be happy to provide all information you need, and answer any questions you may have about how these loans work, loans applications, and related matters.

Contact Us

23945 Calabasas Road

Suite 209

Calabasas CA 91302

Main Phone: 818-584-2320

Main Fax: 818-223-8300

Email: [email protected]

Website: http://www.cplenders.com/