One of the most important things to remember is ’s policy on late payments. wants borrowers who think they will be unable to pay their dues on time to promptly contact their lenders. The lenders are usually willing to discuss possible options to defer the payment due date or to come up with repayment terms or an agreement for the loan to be restructured. This deferment or restructuring will not be for free, though. Similar to what every other lender is accustomed to doing, there will charges, interests, or additional fees involved.

Makes it a point that its existence is not going to become instrumental to perpetuating debt problems. It aims to help individuals in finding a good solution for their unexpected financial problems. With a policy of promoting responsible lending and borrowing, asks for borrowers to be responsible and educated. At the same time, it aims to prevent abusive or usurious lending by providing a comprehensive rates and terms page that can serve as a guide for borrowers on what they can expect to pay for the loans they plan to take.

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