[Beverly Hills, 08/10/2017] - ARF Financial, a trusted lender in California, helps merchants looking to expand or start a new project that promises high ROI through their Bridge Loans. Various FDIC-insured community banks broker this type of loan all over the country.

Helping Businesses Grow

The company encourages merchants to take advantage of their Bridge Loan, which is a short-term amortizing loan of up to 24 months.

The team underwrites the loan to make sure the borrower gets approval from the partner bank in the fastest possible time and without any collateral, bank covenant, or first secured position. Their approach allows merchants to receive the working capital they need within days, and without the inconveniences and tedious paperwork involved in traditional loans.

Entrepreneurs may secure a loan amount of up to $725,000 per entity, while guarantors with multiple entities or units may file for a loan of up to $1,450,000. Loan amounts tend to be higher as they calculate it based on the annual sales instead of credit card sales.

The company offers comparably lower interest rates, and it does not impose penalties. In addition, it does not require tax returns and financials for loans up to $300,000.

This type of loan is ideal for merchants waiting on conventional financing, those who are expanding to a new location, or those who need additional capital to purchase new equipment. It also provides a better alternative for those who consider acquiring equity partners that require the merchant to surrender ownership and profits throughout the life e of the business.

A Loan for Every Need

The company has a steady network of banks throughout the state allowing them to process bank loans quickly with limited paperwork and no collateral. They offer different loan types for any need, especially for entrepreneurs in the foodservice, hospitality, beauty, medical, and dental industries, among others.

About ARF Financial

Established in 2001, ARF Financial is a fully-licensed licensed lender trusted by individuals and companies all over the country. Based in California, the company is fully prepared to handle direct commercial loans across 22 states. They pre‐underwrite, originate, and service commercial loans on behalf of FDIC-insured community banks.

To learn more about the types of loans they process and how to apply for one, visit http://www.arffinancial.com/.