Choosing a good mutual fund scheme has always been a tough task for investors, and the major reasons behind that are the lack of knowledge of the parameters which are required to analyze these schemes or insufficient time to perform such analysis. Well, you don't need to worry about it anymore as MySIPonline will be doing all the checkups and provide you with over the top investment options and that too without any charge. Today, we are going to see the process of choosing the best mutual funds from Kotak MF which the experts at MySIPonline have shared with us.

Which Are the Top Performers?

As per their new reports, there are three best performing schemes from Kotak Mutual Fund which you can choose to gain good long-term returns. Let's see which are those schemes and what is so special about them.

Kotak Emerging Equity Scheme (G)- This is an equity mid-cap scheme which invests in stocks of companies that are in heavy development phase and are expected to become big players of the stock market in the near future. This is best-suited to investors who have moderate to high-risk appetite.

Kotak Bluechip Fund (G)- This is an equity large-cap scheme and invests in stocks of companies that are well established in the stock market and are least affected by the volatility. It is ideally suited to investors with low to moderate risk appetite.

Kotak Small Cap Fund (G)- This is an equity small-cap scheme and it invests predominantly in stocks of companies that are either start-ups or are in the developing phase. These stocks are capable of providing some of the highest returns but are also the one that gets most affected by the equity market volatility. These are best-suited to investors who can take very high risks with their investments.

What Are the Parameter Checks for Choosing These Schemes?

Analysts at MySIPonline shared with us the 4 basic parameters which they generally use to select schemes which are the best among the best. Let's see what they are:

1. Fund Allocation- This is the first and the most important factor in deciding that how the scheme is going to perform in the future. If the Fund allocation is done according to the trends of the stock market, then the scheme is bound to perform great.

2. Fund Managers- As per analysts at MySIPonline, who the fund manager is and what investment style he/she follows play a great role in the success of a scheme. Their efficiency in predicting the future of the stock market by looking at the present market conditions and changing the portfolio according to that help a scheme to make profit even when the other schemes from the similar category are giving returns in negative.

3. Fund House- This is the third aspect which team MySIPonline take into consideration before recommending schemes to investors. They believe that the bigger and older the fund house is, the more efficient it will be in taking decisions, and the same is the case with the above schemes. Kotak Mutual Fund is a big name in the mutual fund market and has provided the investors with a lot of great schemes over the years, which has led its schemes to the top performing list of MySIPonline.

4. Past Performance- As per them, this check is not that necessary in predicting the future performance of a scheme, but plays a great role in depicting the quality of the fund. If a scheme has shown great performance during tough market conditions, it means that its management is optimal and it can be trusted to provide the same in the future.

With these checks, MySIPonline has gained a success rate of 90%. Most of their recommended schemes have made their place in the top performing mutual funds’ list and even performed greatly during the market volatility. When we asked Mr. Virendra Ranawat about how their recommendations are so accurate, he told us that “We don't take decisions by getting in influence from other sources and believe in conducting our own research, and if a scheme passes all the checks then only it is added to the list.”