Established in 2010, we have served more than 166,758 customers through 292 branches across the nation.


The erstwhile Aadhar Housing Finance Limited was incorporated in 2010 and later amalgamated with DHFL Vysya w.e.f 20th November, 2017 and subsequently name changed to Aadhar Housing Finance Limited. Formed With the merger of DHFL Vysya and Aadhar Housing Finance, Aadhar is one of the few players which has a pan-India presence. Today, we provide financing solutions to all segments of customers whose monthly income is between INR 5000 (USD 76) to INR 50000 (USD 765) and above.

BCP TOPCO VII PTE. LTD. (a Blackstone Group Company) is the holding company of Aadhar Housing Finance Ltd.

With empathy and compassion, we win trust

We pride ourselves on the empathy, trust and transparency-led customer service we provide and see it as our key competitive advantage. Our customer-centric approach has helped us build a loan book of about a billion rupees. Today, our branches across 20 states help us reach more than 90% of the country's population and provide credit solutions that make homeownership accessible to everyone.

With two-thirds of India's 1.2 billion population residing in the hinterland, we are committed to serve home buyers from the low income group. After all, everyone deserves the security of a home – from barbers, tailors, carpenters, plumbers, kirana merchants to police, defence and railway personnel, SMBs and the self-employed. By empowering this segment with the security of a home, we endeavour to create a truly inclusive India.

At Aadhar, we facilitate financial inclusion by enabling wider access to housing finance, ethically and responsibly. Our financing process is simple, transparent and speedy.

Committed to the highest standards of ethical behaviour and professionalism, we are empowering Bharat to gain enhanced financial capabilities.


Vision
"To enable home ownership for every Indian across the nation."

Mission

• To focus on low income segment

• To provide valuable financial services at affordable rates

• To expand our network to every corner of the nation and widen the net of financial and economic inclusion
• To go one step beyond in serving our customers, providing a sense of security and creating customer delight
• To speak the language of respect, dignity, and courtesy with every customer.

Values
Our values govern the purpose of our organization and direct our actions internally & externally.

Innovation

To work with an innovative approach to housing finance credit, creating new business opportunities whilst managing risk.


Speed

To set clear performance standards and stand responsible & accountable for providing solutions within specified timelines, with nimbleness and agility.

Customer Delight

To maintain respectful relations with customers and deliver customer delight through all our actions whilst measuring our performance on the value delivered to our customers.


Integrity

To honour our commitment, act with responsibility, honesty and transparency across all our external and internal relationships.


Customer Promise

At Aadhar, we are committed to make your home ownership experience smooth, transparent and fair. Our customer promise includes 7 commitments that define our obligations to you.
• Always treat you fairly and with respect & integrity when fulfilling our responsibilities
• Provide a trusted, supportive and confidential environment for you to share with us your home ownership needs
• Diligently work with you to help achieve your home ownership goals and respond quickly with a solution
• Provide great ongoing financial care and guidance
• Maintain transparency and keep you well-informed at every step
• Communicate clearly and honestly
• Listen to you and incorporate your feedback
It is our sincere commitment to each one of you that we will go beyond the call of duty to make your experience with Aadhar, memorable.

For further details: https://aadharhousing.com/