You work, you save, you work, you save… but what does it all mean? Will you have enough to successfully meet your retirement goals?
While it is human nature to focus on performance or specific investments, you may be missing the bigger picture. We are here to tell you that now is the time to take a different approach.

At Shenouda, we will help you establish a road map for success in which we clearly define the necessary steps to achieve your goals. More importantly the process of creating a road map helps create realistic expectations that will foster a more meaningful relationship between you and your client manager.
Victor Bekhet is President at Shenouda Capital Management a Registered Investment Advisor with the State of California.

Victor Bekhet led Shenouda Capital Management is a professional consulting firm that designs simple and realistic financial plans for his clients and helps clients execute those plans and achieve their goals. Well, there are many who would talk high of stock market and would claim to have expert global market knowledge and would often display that knowledge. But the true advisor would not waste his time and your time in doing so. He would just focus on understanding your financial portfolio and would try and restructure in such a way that you achieve maximum profits. As your investment advisor Shenouda Capital would do an extensive research on asset allocation or index funds and suggest you some options accordingly. We would educate you and explain you how every single investment scheme can benefit or restrict you in achieving your objectives.

Risk assessment and management is the most important factor while making any kind of investment decision. Shenouda identify the risk bearing capacity of their clients by analysing their long- and short-term goals, family status, age, employment and expenses and recommend financial products accordingly. We develop investment strategies that are a mix of varied financial schemes. This is done to have a diversified portfolio and spread the client's money in varied products to mitigate risk. This portfolio is continuously monitored and is amended from time to time. For example, when the client has some major cash outflow during a family marriage or child education or retirement, the investment plan is modified and necessary changes are made.

It is very important for investment advisors to stay updated with industry changes and all leading financial experts know this fact. Thats why we make sure that we follow every emerging market trends and financial news to ensure our advice is accurate and relevant. Outdated knowledge is of no help and especially when we talk about the highly volatile financial market, it is important for both the investment advisor and the client to stay updated. Similarly; record keeping is an important part of our duty and responsibility.

We keep the record of all our clients' financial details, signed contracts, disclosure statements and advisory reports. This is in the interest of both the advisor and the customer.

Now is the time to start thinking about your future
Now is the time to begin saving for your goals
Now is the time to create an action plan for success
Our mission is to help our clients mitigate the major four risks of:
1. Inflation Risk
2. Retiree spending Risk
3. Savings Risk
4. Longevity Risk