Websoftex Banking software is a powerful Online web based and windows based GUI based application integrated with core banking system designed to take care of all aspects of your societies business with utmost care. The highlight of this software is in its comprehensiveness and the simplicity with which it handles complex tasks with ease.
Websoftex Banking software has been developed to provide the following important features: • Modular design with proper integration to ensure trouble-free operations without undue complications. • Optimum security of operations which is very essential for financial transactions • Comprehensiveness in coverage - a feature absolutely necessary to meet all requirements • User-friendliness which ensures hassle free usage • High flexibility with expandability and upgradability. The software can be used by all societies and can be easily upgraded/expanded to cover more activities whenever required. • The software is capable of handling huge volumes of transactions without any difficulty. • State of the art technology has been used. • Control over operations with in-built checks and balances, authorization procedures, etc. • Elimination of scope for tampering of data • The system is designed to work for network environment to access the information & update the data by different users simultaneously Software Coverage: - Each module has been designed to cover a wide range of activities. Apart from comprehensive master details each module covers all transactions chronologically and systematically. A bird's eye view of the coverage of the modules is presented below. 1. Membership Management: - Enables customer to enroll as Member, Non-Member, Associate Member and Nominal Member and it consists of Enrollment, member assets and liability details o Member Profiles Queries(Share ,Deposits ,Loans of the member). o Photos & signatures of members are stores in data base are accessible when ever required o Closing of Membership o Member Address lists o Reports. 2. Share Accounting: - It enables issue of shares, withdrawal of shares, dividend calculation and posting, consolidate dividend report and share register, any time. o Issuing of shares. o Issuing of additional shares. o Dividend calculation and payment. o Withdrawal of shares. o Share Register. o Reports. 3. Operational Accounts: - It consists of SB o Account opening. o Transactions (credit/Withdrawal by cash). o Transfers (transfer to/from S.B. Accounts). o Transaction maintenance taking care of minimum balance in account. o Interest calculation & posting. o Schedule. 4. Term Deposits: - Consists of FD, RD, RICC, Cash Certificate, Pigmy and Thrifts deposits o Account opening. o Deposit Receipt printing. o Interest calculation and posting. o Closing before maturity (Pre Closure). 5. Loans and Advances: - Consists of Surety Loan (Unsecured), Crop Loan, Vehicle Loan, Gold Loan, Loan Against Deposit (like, FD, RICC / CC) Loan Ledgers & various types of reports. o Loan sanctioning. o Loan disbursement. o Creation Loan Parameters by user. o Borrower and Surety Details. o Interest calculation and posting as per the loan schemes
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