Central Texas, 2014/Press Release: If you are considering applying for an auto loan in Central Texas, a secured loan may be the right choice. A secured auto loan refers to the loan that is protected by an asset (also termed as collateral). The Greater Central Texas Federal Credit Union - leading credit union in Central Texas, provides cheap secured loans for vehicles, both new and old.

The credit union in Killeen TX comprises a group of experienced members who guide you throughout the loan process. They help you to save a significant amount of money on both a used as well as new cars. Established in 1957, Greater Central Texas Federal Credit Union is counted amongst the most renowned credit unions in Killeen, Texas. The auto loan repayment options it offers contain no hidden costs or fees. If you prefer, their easy online access can allow you to log-on to make your loan payments. The credit union also offers an option to skip your auto loan payment once a year.

Listed below are points you must consider while applying for an auto loan:

Keep in mind your budget and the amount you can easily pay in EMIs.

Decide before hand which car/vehicle you want to buy.

Note that the loan (as well as the interest rate) will always be higher for a costlier car.

In how much time you will be able to pay back the entire loan amount.

Always check for the reliability of the credit union/financial institution that is providing you the loan.

To apply for a secured auto loan without breaking the bank, visit Greater Central Texas Federal Credit Union at 3305 E Elms Road, Killeen, TX 76542 or call at (254) 690 - 2274. You can also visit the website www.gctfcu.net to know more about the auto loan options.