Fire can strike anywhere and anytime without any warning.Smoking is harmful to health. More worse, cigarette smoking is also a major hazard and in the event you or somebody else in your home smokes, there is a continuing danger of beginning an accidental fire. It definitely pays to have a home fire insurance as smoking is of the top causes of home fire. But be prepared to pay higher for home fire insurance in the event you smoke because statistic shown that there're 20,000 homes that got burnt down each year due to smoking.

In fact, home fire insurance Singapore is very beneficial to you, as fire is a very common danger that can strike at any time as against storms or strong winds that occur mostly in definite parts of the country such as Singapore where strong winds are a constant menace.In the event you stay as hot and dry places. Then home fire insurance is a must and you will be very foolish in the event you do not have.

What is more, with heavy use of electricity in every home in Singapore, there is also the risk of a fire breaking out due to a short circuit, or because of defective wiring and even because of negligence in handling electrical and electronic items and devices.

In these modern times, you never know when a catastrophe or unexpected event will knock your home down and so it is important to have home insurance, and though there's several different types of coverage including automobile destroy, and property, you would do well to think about going in for home fire insurance Singapore as it will make definite peace of mind and also give you much needed protection in case of fire breaking out in your home.