About 19.5% of home insurance claims are from water damage. Water damage can happen in so many ways. It can happen if there is a leak in your home or when you have frozen pipes that burst. Natural disasters like flooding can also be the culprit.

Your home insurance can pay for the costs of restoration in Vernon. However, it’s important to know just how much your insurance company will cover.

Most insurance companies can cover the costs of damages due to natural disasters and sudden damage. Natural disasters include storm, hurricane and earthquake damages to the home. It’s important to know though that insurance companies might not classify flooding as a natural disaster.

Sudden damage can include problems at home such as the pipes bursting or cracking. If you have an appliance at home that uses water and that appliance suddenly breaks and causes water damage, that can be included in sudden damage insurance claims as well.

Most insurance companies will not cover the costs of water damage brought about by gradual damage. For instance, if it’s because of a deteriorating plumbing system and that damage has been there, worsening for years, that might not be included in the insurance.

Insurance companies dictate that homeowners should also do their part in mitigating damage. You can’t get an insurance claim for damages due to neglect. Homeowners should do their due diligence in the upkeep and maintenance of their homes.

If you need help in restoration in Vernon after flooding, be sure to hire professionals like First General to do the job.

For more details about Re-build Services in Okanagan please visit our website: firstgeneralokanagan.com