[SALT LAKE CITY, 6/4/2015] – City Creek Mortgage, a leading mortgage planning agency in Utah, understands the burden of sizeable amounts of mortgage payments homeowners carry for many years. For that, they offer different options that can help lighten the weight by preventing extensions on the term of loan.

One of the common concerns homeowners have with their mortgage is that they have to extend the term when refinancing. The agency aims to get clients in a good position where they no longer need a mortgage.

While many resort to increasing the loan term to stand on good financial grounds, City Creek Mortgage provides access to similar but better routes. They present options that help homeowners complete their mortgage without extending the term. On the contrary, they can even maintain or shorten the duration.

Simplifying Routes

The simplest option clients have is to plainly choose a shorter term mortgage. If it’s possible for them to secure one, the agency recommends acquiring this kind of payment period. Another option, though, is to customize the term with their “Your Term Mortgage” Loan. Even though this option may involve an increase in fee or interest rate, it keeps the clients on or near their current term of loan.

Engaging More

Clients can also work with City Creek Mortgage to understand the monthly payment to make on their new 30-year mortgage. The agency only requires discipline on the part of the homeowners in paying monthly dues that are higher than minimum, keeping them on the exact same amortization schedule.

Moreover, the Salt Lake City-based mortgage planning agency can help set a new mortgage balance for the same amount clients borrowed when they took out their current loan.

ABOUT CITY CREEK MORTGAGE

City Creek Mortgage is a premier mortgage planning agency based in Utah that provides remarkable aid in facilitating loan shopping and application process. They also assist clients in making informed decisions that help them save money. The main goal of the agency is to present a customized mortgage program and advantageous strategies. City Creek Mortgage houses only the most qualified agents who have solid passion to support clients in need of a suitable mortgage. Their extensive knowledge and experience in the business enables their clients to access the right loan that they need.

To know more about City Creek Mortgage, interested clients may visit www.citycreekmortgage.com.