If you live in Tennessee and you are looking at Tennessee Medicare Supplement Plans because you find that your default Medicare is not enough for your medical needs, then you are in luck. There’s a new website in town and it looks to help Medicare Plan holders make more sense of their healthcare options.
Leslie, 41, has been helping her mom Sarah, 72, choose Medicare Supplemental Insurance TN. They have been stumped by how the system works, and Leslie is close to blindly choosing all Medigap plans because she just wants her mom’s healthcare coverage to be maximized. "The thing is, if I choose all medigap options, I end up paying for a very high premium. It’s something me and my husband simply cannot afford at the moment, as much as we love our Ma."
With the help of the E-Medicare website, Leslie and Sarah were able to agree on three Medicare supplements to add to her current Medicare Plan. "This is something any Health Insurance in Tennessee should have, actually," Brian, an insurance broker, surmised. He has been aiding many people choose from plans which seem to look like a tangled mess without a logical system to simplify things.
"The E-medicare website is so handy, it might actually make me run for my money someday. The system allows people from specific states to look at particular Medigap options available for them. Then, they can compare how each one would cost, and even the percentage that will be covered by the plan. I mean for some, even 50% coverage is plenty if the monthly premium is affordable."
Can you really go broker free?
While Medicare highly encourages its plan holders to Compare Medicare Insurance Rates on their own, they say that the E-Medicare website is not an alternative to consulting with a broker. Rather, it’s a really helpful tool to me more away of the possibilities of the Medicare Supplemental Plans.
"My clients still call me even after looking at comparison tools like the E-Medicare website. What is so lovely about this website is that my clients are able to visualize and compare on their own. Once we do talk, there’s more understanding and trust between us. They don’t think I’m just trying to sell them something unnecessary. They know I’m presenting something a certain way because it is how it is."
Aside from the costing and the scope of coverage, some patients are also made more aware of their other, better choices in terms of Medigap. While brokers are not trained to keep health benefits from their clients, as that would be counter-productive, when you talk to a broker before doing your own homework, chances are you’ll be made to make a decision based on what they think is right for you. It won’t be your own, personal decision. When you use the website before talking to a broker, you will already know what you want for yourself. The broker is just there to guide you, or to affirm your understanding of the plan supplement.
Are you looking for Medicare Part D Supplement for a loved one who is in his or her senior needs? Do you have a family member who has a special need and would like some assistance in choosing Medicare supplement plans? You may also call their toll-free number at (888) 404-5049 or visit http://emedicare-supplemental-insurance.com/tennessee-medicare-supplement-plans.