The best off-road reliable SUV that comes at a low cost can vary depending on your specific needs and preferences, but here are some points to consider when looking for such a vehicle:

Budget-Friendly Brands: Look at brands known for producing affordable and reliable SUVs. Brands like Toyota, Subaru, and Jeep often offer off-road capable SUVs at a reasonable price point.

Used vs. New: Consider buying a used SUV to save money. Used vehicles generally have a lower upfront cost, and if you choose a reliable make and model, you can still get a vehicle with plenty of off-road capability.

Compact SUVs: Compact SUVs tend to be more affordable than larger models. They are also lighter and more fuel-efficient, which can be advantageous for off-roading.

All-wheel drive (AWD) or Four-Wheel Drive (4WD): Ensure the SUV has AWD or 4WD capabilities, which are essential for off-road adventures. These systems distribute power to all wheels for better traction on uneven terrain.

Ground Clearance: Opt for an SUV with good ground clearance. This helps the vehicle navigate over rough terrain without getting stuck or damaged.

Reliability: Research the reliability ratings and reviews for the SUV model you are interested in. A reliable vehicle will likely incur fewer repair costs over time.

Maintenance Costs: Consider the long-term maintenance costs. Some SUVs have lower maintenance costs due to readily available parts and straightforward designs.

Fuel Efficiency: While off-roading, you might not be as concerned about fuel efficiency, but it's still worth considering. A more fuel-efficient SUV can save you money on gas during everyday driving.

Resale Value: Look into the expected resale value of the SUV. Some brands and models retain their value better than others, which can be financially beneficial when you decide to sell or trade in the vehicle.

Reviews and Test Drives: Before making a final decision, read reviews from automotive experts and consider taking the SUV for a test drive. This allows you to assess its off-road capabilities and how it handles various terrains.

Optional Off-Road Packages: Some manufacturers offer optional off-road packages that include features like skid plates, off-road tires, and improved suspension. These packages can enhance an SUV's off-road performance without breaking the bank.

Consider the Used Market: If you're open to buying used, you can often find well-maintained off-road SUVs at a significantly lower cost than their new counterparts.

Community and Aftermarket Support: Research if there's a strong enthusiast or aftermarket community for the SUV you're interested in. This can provide valuable advice, resources, and affordable modifications to enhance its off-road capabilities.

Insurance Costs: Don't forget to factor in insurance costs. Some SUVs may have higher insurance premiums due to factors like repair costs or theft rates.

Overall Versatility: Consider how versatile the SUV is for your needs. Some off-road SUVs are great for specific terrains, while others offer a balance of on-road comfort and off-road capability, making them suitable for daily driving as well.

By carefully considering these points and conducting thorough research, you can identify an off-road reliable SUV that meets your needs while staying within your budget.