Most victims know what to do when injured in vehicular accidents. However, things can be tricky if a cyclist injured you. The recommended course of action is to get in touch with the best pedestrian accident lawyer California. The attorney will help you determine whether you should move forward with a personal injury claim.
Possible Insurance Coverage in Pedestrian-Cyclist Collision
Auto insurance doesn’t apply in a pedestrian-cyclist collision, regardless of who is at fault. Auto insurance applies only when one of the parties was in a vehicle. However, there is a slim chance that you may be eligible for an insurance claim.
If the cyclist was an employee working at the time of the accident, then their employer’s business insurance policy may be able to cover your bodily injuries. You can also use the at-fault person’s homeowner’s or renter’s insurance policy for covering the situation.
The majority of homeowner’s or renter’s insurance policies offer coverage to a certain amount. This depends on the particular policy. There are certain policies that don’t cover incidents that did not take place on the property. Correlating with this, other policies tend to cover the homeowner or renter’s actions even beyond the property.
The best pedestrian accident lawyer California will be able to help you determine whether you are eligible for insurance coverage or not. You should get the contact details of the cyclist along with their insurance information. A competent attorney may be able to help you recover compensation that covers pain and suffering, lost wages, and medical bills without going the legal route.
Filing a Personal Injury Claim
Unfortunately, most cyclists don’t have an adequate insurance policy that may cover all injuries. You can file a lawsuit with the help of the best pedestrian accident lawyer California if the cyclist that hit you was reckless, careless, or involved in unlawful conduct.
You would need to prove the other person’s negligence during a personal injury claim. You can use circumstantial or direct evidence for proving the other person did not act in a way they should have. For instance, the cyclist may have run a red light and your attorney could get the police report stating this fact. Conversely, if you are the cyclist, you can use eyewitnesses for proving that you had the right of way, but the pedestrian walked out in front of you.
The best pedestrian accident lawyer California will conduct a thorough investigation on your behalf for gathering all possible evidence.
Pursuing Compensation in Pedestrian-Cyclist Accidents
You can pursue the following types of compensation after proving the other party’s negligence:
• Lost wages
• Past and future medical expenses
• Disfigurement
• Reduced earning capacity
• Disability
• Mental anguish
• Physical pain
Speak to Our Personal Injury Lawyers Today
The attorneys at Walch Law Firm can help you understand all possible legal avenues to take for recovering damages and compensation. You don’t need to bear the cost of your injuries on your own. Schedule a consultation today by giving us a call at 1-844-999-5342 or using our online form.