If your Florida home or business sustains damage from a covered event, you may wonder if you should use a public adjuster. HomeSafeClaims, a Florida-based public adjusting firm with boots on the ground on the west coast of Florida, reminds homeowners of 5 important reasons to use a public adjuster when filing an insurance claim.

"Let's Start with what is a public adjuster; per the Florida Department of Financial Services, Division of Consumer Services, a public adjuster is

"A person who, for compensation or promise thereof, acts on behalf of an insured in negotiating for the settlement of a claim under an insurance policy. A public adjuster may not be an employee of an insurer."

Now that we know what a public adjuster is let's understand why you should use one.

The first reason is that a public adjuster works for you, not the insurance company. The role of the insurance company is to pay out as little as possible on claims, while the role of the public adjuster is to make sure you get full and fair compensation for your damages. 

This leads us to the second reason to use a public adjuster, which is that they level the playing field. The insurance company will have a team of adjusters and lawyers working on your claim while you are likely dealing with the aftermath of the damage to your home. A public adjuster can give you the peace of mind of knowing that you have someone on your side who is looking out for your interests.

The third reason to use a public adjuster is that they can save you time, stress, and a bunch of different hassles. Dealing with an insurance claim can be complex and time-consuming, but a public adjuster can handle all of the paperwork and negotiations for you. This frees up your time so that you can focus on taking care of your family and your home.

The fourth reason to use a public adjuster is that they will likely get you a higher settlement than if you filed the claim on your own. This is because public adjusters are experts in insurance claims and know how to maximize your settlement. They also have relationships with different contractors who can help repair your home, which can save you money.

The fifth and final reason to use a public adjuster is that they offer a free consultation. This means that you can talk to a public adjuster about your claim without any obligation to hire them. This gives you the chance to get some professional advice before deciding on whether or not to use a public adjuster."

So, in Conclusion, it is almost essential to have a public adjuster when filing an insurance claim in Florida. HomeSafeClaims is a great option because not only are they local, but they will give you a free consultation. And remember, the earlier you call a public adjuster, the better. If you have any questions or would like to schedule a free consultation, don't hesitate to get in touch with them at 1-800-948-2849 or visit their website at https://www.homesafeclaims.com/.