[Ogden, May 04, 2016] – Godfrey Law’s dedicated bankruptcy lawyer, Ted Kenneth Godfrey, provides professional Chapter 13 bankruptcy assistance in Ogden, Utah. He discusses everything that involves the Chapter 13 bankruptcy process, and assists clients in overcoming this difficult financial situation.

[b]Chapter 13 Bankruptcy[/b]

Ted Kenneth Godfrey explains that Chapter 13 bankruptcy allows individuals earning a regular income to develop an efficient and effective debt repayment plan. Also known as the wage earner’s plan, this depends on the person’s monthly income.

Godfrey Law notes that although Chapter 13 bankruptcy is an effective debt management plan, it does not exactly work for everyone. While many people turn to it, it doesn’t necessarily mean clients can immediately qualify for it. He adds that Chapter 13 is ideal for people who are facing foreclosure, have valuable non-exempt properties they want to keep, and want to save their secured assets.

As a dedicated bankruptcy lawyer, Godfrey helps clients find out if they are eligible for this particular repayment plan.

[b]Bankruptcies and Garnishments[/b]

Godfrey explains that when a person is unable to pay for their monthly obligations, their creditors may utilize wage garnishment to force a payment. Because this in an order from the court, it will require the person’s employer to deduct an amount from their pay to send it directly to the creditor.

He adds that while garnishment is a powerful tool in the hands of creditors, it has its limitations. As a dedicated bankruptcy lawyer, Godfrey helps his clients find the best way to deal with wage garnishment. He explains the entire process and how it works, and imparts invaluable information about the actions clients can take to prevent it from happening.

[b]About Godfrey Law[/b]

Ted Kenneth Godfrey has been practicing law in Ogden, Utah since 1984. His experience allows him to provide statewide service, specifically in the Northern Utah area. He handles many different cases such as Chapters 7 and 13 bankruptcies, criminal defense, adoption, and guardianships.

He provides each of his clients with the legal and professional help and representation. He gives every case the same level of attention and advice at each state of the representation, and goes out of his way to help his clients understand the law better.

Visit http://www.godfreylawyers.com to know more about his services.