McAllen, TX, 2016/ Press Release: Smith-Reagan Insurance Agency is a leading independent firm providing homeowners insurance in McAllen, TX. The agency strives to safeguard the clients’ home and personal belongings from theft, vandalism, flood, fire etc.

Smith-Reagan Insurance Agency offers flexible homeowners insurance plans with extensive coverage options. The agents at the firm compare insurance policies from different carriers and help the clients choose a plan according to their requirements as well as budget. They assist the clients in understanding the terms and conditions of the insurance plan so that they can make a well-informed decision.

Home insurance coverage provided by Smith-Reagan Insurance Agency:

Dwelling: It protects the structure of the home and pays for the repair or replacement cost in case of any damage.

Personal property: The policy covers all the personal belongings including the clothes, furniture, electrical appliances, electronics etc. in case of theft or damage.

Other structures: This includes the repair cost of structures such as a garage or shed which are not directly attached to the house.

Additional living expenses: The policy pays for additional living expenses such as transportation, accommodation and food when the home becomes temporarily uninhabitable.

Personal liability: If you are responsible for injury caused to an individual within the premises of your property, the policy will cover the costs of legal defense.

Medical payments: The insurance policy includes all the medical expenses in case of any injury to an individual within the property premises.

For more information about the home insurance provided by Smith-Reagan Insurance Agency, you can call (956) 399-1353 or visit their office at 148 N. Sam Houston Blvd, San Benito, TX 78586. You can also log on to sra-ins.com to request an instant quote.