RealRate Inc.
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USA www.realrate.ai
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Press Release

U.S. State Banks Ranking 2023

The new State Banks rating for 2023 has just been released by RealRate.

These are the top three State Banks in the U.S., measured by Economic Capital Ratio:

1. BM TECHNOLOGIES – 50.74%
2. PROSPERITY BANK – 11.27%
3. TECTONIC FINANCIAL – 11.21%

The complete rating of 165 companies is published in https://realrate.ai/rankings/

41 companies achieved the ‘Top Rated’ award.

Founded in 2015 and headquartered in Pennsylvania, BM Technologies is a technology company that provides banking services through its partner banks. It offers a mobile banking platform in the U.S. that provides access to checking and savings accounts, personal loans, and credit cards. Its current assets are $71 million.

Prosperity Bank is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. It was founded in 1983 and it has total current assets of $37.6 billion.

Tectonic Financial is a financial holding company that provides banking and financial products and services to high-net-worth individuals, small businesses, and institutions in the United States. It was founded in 2016 and is based in Dallas, Texas. It has current assets of $612 million.

CEO Dr. Holger Bartel: “America’s banks play a critical role in the U.S. economy and are a cornerstone of the U.S. economy. $21.2 trillion in assets are held by banks in the U.S., employing over 2 million people. 84,350 branches serve customers across the U.S. from large urban city centers to small rural communities and 9 out of 10 consumers are happy with their bank.
Superior financial strength is so important in the banking sector, given the recent turmoil at Silicon Valley Bank.”


About RealRate:

RealRate is an international rating agency based in Santa Clara and Berlin, founded in 2021. Using cutting-edge explainable Artificial Intelligence, we provide fair company ratings, avoiding any conflicts of interest. Combining AI and expert knowledge, financial strength is evaluated based on published annual reports. RealRate provides rankings for dozens of industries, like insurance, IT, real estate, food, and pharma. Only the best-rated companies are awarded the RealRate TOP Rated seal.