The website is lucid and easy to navigate. One of the webpages is named ‘Rates’ and is a fine illustration of the difference in mortgage rates that majority of the retail banks have to offer as compared to what Mr. Rajan Saggi can offer across varied mortgage terms. It is observed that most retail banks offer rates ranging from 6-7% for a tenure of 1 to 5 years varying at different points. However, Mr. Saggi offers rates that are about 100 to 150 basis point less than those offered by the retail banks. For 1 year closed mortgage term, majority of the banks offer 7.39% but Mr. Rajan Saggi is offering a competitive rate of 6.19%. On similar lines, for a 5 year fixed mortgage term, Mr. Rajan Saggi’s 5.24% is certainly lower than 6.64% presented by the banks. It is interesting to note that for different mortgage terms, Mr. Rajan Saggi’s rates hover around 5-6%.

Moreover, one can also calculate your mortgage whereby if mortgage amount, annual interest rate and loan tenure is known, monthly payment amount is automatically derived. One salient feature of the website is the mortgage qualifier. Based on certain parameters, such as prevailing house price, interest rate, probable down payment among others, annual income required can be estimated. Furthermore, it can also be analyzed for a particular mortgage, whether buying or renting is more appropriate. Needless to say that these results have to be considered as mere indicators but they certainly help in finalizing landmark financial decisions of any individual. They certainly ought to be vetoed by an experienced mortgage professional such as Mr. Rajan Saggi.

Mr. Rajan Saggi is a renowned and trusted mortgage professional who has been in the industry for more than 20 years. He is known for making home loan applications a smooth process and customize it as per each client’s requirements. His vast knowledge of the subject facilitates in smooth processing of all formalities related to mortgaging. Client’s testimony and positive feedback are of paramount importance in this industry. His over 200+ non solicited independently posted google reviews have proven the record of innumerable times Mr. Saggi has offered professional and prompt service. This showcases the good will that Mr. Saggi has garnered from the British Columbia community.

Mr. Rajan Saggi’s contact page has multiple options for reaching out to him. Messages can be sent on the contact form or even an email can be dropped to [email protected].