Lonny Bernath is a driven professional who has spent more than two decades refining his career. He and his wife recently purchased a struggling company and have since revitalized it – they were able to do this through careful money management. Even if you don’t aspire to purchase a business as Lonny Bernath and his wife did, money management will improve your present, and future, livelihood.

Quit Looking for the Secret

The secret to money management is this: There is no secret. Stop looking for it. No eBook or financial program will ever benefit your bank account as much as simple planning will. Expect it to take time to renovate your financial standing, and be patient. Put your time into planning, saving and making money, not into looking for a secret.

Automate Whenever Possible

With bills, savings and investments, you should automate everything that you can. Remove the risk of impulsively spending your savings or paying bills late by taking human error out of the equation. Whenever possible, set up automatic withdrawals and deposits. The added bonus of automation is that it saves time and reduces stress by lessening your monthly tasks.

No Excuses

Don’t make excuses for your financial standing. Save for rare circumstances, it is not the government’s fault or your ex-business partner’s fault if you’re in poor financial standing. You should be accountable for the state of your finances even if it is someone else’s fault. Excuses do nothing to improve your savings. Instead, make a reasonable plan and figure out what you can do to fix your financial standing regardless of any other life situations.

Take a page from professionals like Lonny Bernath and implement the above methods as quickly as possible so that you can take charge of your finances sooner rather than later. If you start now, the lengthy process of revising your finances will take less time, and it will ultimately be more effective than if you start tomorrow.

About: If you’d like to succeed as professionals like Lonny Bernath have, consider implementing these money management tips.

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