Joby Schraier is a car enthusiast. He knows cars and enjoys learning about them. So naturally, Joby went into a career where he could be around cars all of the time. Joby is Director of Finance at Royal Gate Dodge. Joby has been in the auto finance industry for nearly 20 years. He is Chrysler Manager certified and KIA Manager certified and takes pride in finding the best financial terms for his customers. Joby believes that now is a good time to buy with the economy up and rates low. As a finance director, he puts his consumers’ best interests first always and works to find the best loan scenario possible for them. It is his goal to thoroughly research and arrange the best terms of financing available and present all options to his customers to ensure they receive everything that is available to them.

With current auto loan rates starting as low as 0% depending on the type of vehicle, new or used, Joby feels there is something for everyone and now is a good time to find that right vehicle. He has extensive knowledge in the lenders available and the rates they offer and specializes in finding the right loan based on an individual's situation. Joby Schraier is constantly learning and training to understand the newest trends in financing and passing on the benefits to his consumers. While he is skilled in putting together proper loan terms, he is also knowledgeable in all warranty products and insurance products offered.

Joby, along with other auto industry experts, feel that now is the time to take advantage of low loan rates. He also believes that financing through manufacturers is probably a better way to go since most credit unions and large banks have higher interest rates. Joby Schraier knows the best rates they can offer and encourages consumers to first take a look at what the manufacturer can offer. Chances are they will have better rates and financing terms than the credit unions and large banks that are typically 8-10% higher. He knows that most likely, he can find a better rate and financial terms.

About: Joby Schraier is an auto finance professional for almost 20 years and is currently Director of Finance at Royal Gate Dodge. For more information visit at:
https://about.me/jobyschraier