Health Insurance plans for individuals have various inclusions. Some of which are listed below:

1) Day Care treatment Expenses:

A day care facility is one in which the patient doesn’t need to be hospitalized for more than 24 hours. Individual Health Insurance ensures that it provides coverage for day care as well. Examples of day care could include Cataract operation.

2) In-patient hospitalization cost:

Health Insurance Plans for individuals covers for the medical expenses which are caused because of hospitalization which is considered as In-patient hospitalization cost.

3) Pre and Post-hospitalization Cost:

Individual Health Plan covers medical expenses which are caused before hospitalization which is pre-hospitalization cost. Examples include MRI, X-ray, sonography, blood test, urine test, etc.

Individual Health Plan also covers medical expenses caused after hospitalization which is post-hospitalization cost. The examples include medicines or any medical test performed

4) Ambulance Cost:

Individual Health Insurance covers ambulance cost as well for the patient. Thus, Health Insurance Plans for Individuals offers a certain amount thus giving relief from ambulance charges.

5) Hospital charges:

Individual Health Plan provides a daily cash allowance of a certain amount. The amount is decided at the time of purchase of the policy. This cash could be used for transportation or some other use.

6) Refill benefits:

Individual Health Insurance also provides restoring benefits in which can refill the coverage once it gets used up. This refilling is available for unrelated claims.