Basic About Bike Insurance
Premium

It is the fixed amount that you need to pay to the insurance agency to keep the policy in effect.



Two wheeler insurance Policy

The premium amount of the policy will depend upon the Insured Declared Value (IDV). This affects how high or low that amount will be. Many insurance firms have contacts with the manufacturers and provide you with the optimum value.



Natural Calamities

This section includes protection against the following phenomenon: landslide, self-ignition, lightning, explosion, earthquake, flood, typhoon/hurricane, inundation, and hailstorm.



Man-made Calamities

Under this, you will be covered against threats like burglary, theft, damage during transit, an accident caused due to external agents, terrorist activities, riots, and strikes.



Two Wheeler Insurance Policy Assures:


You Stay Financially Protected

A valid two wheeler insurance policy provides you with financial coverage in case of bike theft or any damage caused by or to your vehicle.



You Are Legally Protected

It is mandatory to have a valid two wheeler insurance policy for your bike, scooter, sports bike, cruiser, etc. to ride them on Indian roads, so having a valid bike insurance policy keeps you legally protected.



You Are Protected With Personal Accident Cover

In case the policyholder meets an accident, which causes a partial or total permanent disability or dies due to an accident, the insurance company covers the insured up to the sum of Rs.15 lakh.



You Stay Worry-free

You can enjoy your ride without having any worries about riding your bike illegally, paying a hefty penalty, or paying from your pocket in case of third-party bodily injury or property damage.