Below is helpful information to know before talking to your attorney.

You May Receive A Settlement Right Away

It’s common for the driver of the car to be at fault for the pedestrian accident, but not always. If it is clear that the driver caused the accident, their auto insurance should pay for most of your injuries.

For example, say you were crossing in the crosswalk and had the right of way, but a car entered the crosswalk and hit your knee. The police find the person at fault, so you would usually file your claim with that driver’s insurance company.

When liability is obvious, the insurance company for the driver will probably give you a fair settlement to avoid a lawsuit. If they don’t, then you should speak to your pedestrian accident lawyer in Oregon about filing a lawsuit.

Using Your Own Insurance To Pay Your Medical Bills

If you file a claim or a lawsuit for a pedestrian accident, what should you do to pay your medical bills in the meantime? As long as you have health insurance, you can use that policy to cover the bills until you get your settlement. However, you will probably need to reimburse the health insurance company for the bills it paid.
If the driver fled the scene or didn’t have insurance, you may have to file your claim on your uninsured motorist coverage. Many states require you to have this rider on your policy. If you don’t have it, you should; you never know when someone is going to either be uninsured or carry the minimum coverage.

The Limits Of Auto Insurance

Every state has minimum requirements for the insurance you must have. But most states have a low amount that may not cover all of your damages after a pedestrian accident. Remember, pedestrian accidents can involve serious injuries that may take months or even years to recover from.

That is why you should always have uninsured and underinsured driver coverage on your policy, That way, you will be covered if someone hits you in a pedestrian accident.

Now that you know everything you should know about a pedestrian accident, you will be prepared if the worst happens and a car hits you. Always get medical treatment right away, then call your pedestrian accident lawyer in Oregon. They will quickly be able to tell you if you have a good case.