Want to borrow money? You can borrow from a bank, a credit union, or any other type of financial institution. However, the large number of choices can make selecting the right place challenging and complicated. Some people believe credit unions are better, and others believe banks in Wareham, MA are old school.

Delving Deeper

To better understand the difference, here’s a summary of what credit unions can do:

Credit unions, unlike banks in Wareham, MA are operated by members and not stockholders. Credit unions, like PCT Federal Credit Union, are non-profit organizations. They work to please their members, which are members of the credit union and not just stockholders. You can expect better services at a credit union.

Credit unions have a lot to offer to their members. They sometimes may offer more attractive interest rates on deposits, checking accounts, and savings accounts.

One place where banks earn money is fees. Fees on overdrafts, transfers, and others are usually much lower at credit unions than banks.

Unlike banks, a blemished credit history and less than ideal credit score may not prevent you from borrowing money at credit unions.

Opening accounts like checking, savings, etc, are much easier in credit unions than banks. It is quick, simple, and free of complications.

Credit unions do not belong to the FDIC. However, there’s no need to worry because federal credit unions, like PCT Federal Credit Union, are controlled by the National Credit Union Association. This means that your money is in safe hands.

Now that you know where to go to manage your money efficiently, it’s time to choose a credit union matching your needs.

PCT Federal Credit Union is the credit union for you if you’re in the Wareham, MA area.  You can reach them at: www.pctfcu.org.

Company Information

PCT Federal Credit Union is a reputed credit union in Wareham, MA. They provide all banking facilities including auto loans, home loans, mortgages, checking and savings accounts, and much more. Being a credit union, they focus all of their attention and energy on customers. PCT Federal Credit Union wants customers to leave feeling happy and satisfied at the service they received. Their services include financial planning, credit cards, online services, and more. What’s more, the doors of PCT FCU are open to all Wareham residents, those who work in Wareham or those who work in the Plymouth County Public School System. You can become a member and enjoy the many benefits.

Welcome to PCT Federal Credit Union! Learn more at www.pctfcu.org.