Why Switch to a Wallet App
So, why switch to a wallet app when your credit card is working fine? This question may definitely be on your mind. Well, that’s simply because a wallet app offers a better way to manage your payment cards, with all your money in a single place. This gives you more control over your money as you can easily analyze and examine the purchases you make.
Moreover, paying with your mobile device also helps speed up the checkout process considerably. At times, you may forget to bring your credit card at all. However, you always have your smartphone on you! By simply tapping the screen, you can authorize transactions and avail loyalty points or discounts!
How Do Wallet Apps Work?
Most wallet apps rely on NFC. So, before purchasing a wallet app, call your carrier to confirm whether or not your mobile device is e-wallet-friendly. Here’s how a wallet app works:
1. Download the wallet app of your choice (or it may be built-in already).
2. Add your debit or credit card information to the wallet.
3. When you are checking out at participating merchants, simply access the wallet app and choose your desired card. For in-store purchases, hold your mobile device at the terminal, and you are good to go!
Choosing the Right Wallet App
There are a wide range of wallet apps available for iPhone and Android users, which allow you to turn your mobile phone into a mean, paying machine. However, to ensure you reap the benefits of this payment method, it’s important you choose the right wallet app that suits your needs.
So, think about the features you need and list them down. Then, take a look at a number of wallet apps you find interesting and compare their features to see which one suits you the best. Also, don’t forget to check which merchants accept the wallet app you are considering and whether your mobile device is compatible with it.
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