4 Common Reasons Why Your Personal Injury Insurance Company Won’t Give You a Higher Claim


Posted September 4, 2020 by Lynnlaw

It’s hard when your insurance company comes up with an offer and you realize it’s nowhere near the amount you are expecting.

 
It’s hard when your insurance company comes up with an offer and you realize it’s nowhere near the amount you are expecting. This is after you have gone through so many hardships, trying to recover from your injuries.

Your losses are not just medical-based. You might also suffer from other losses such as economical losses because you can no longer work due to your injuries. You might even have to hire someone to do housekeeping or to take care of your kids.

Usually, insurance companies will make a very low offer. It’s a common tactic that a good lawyer in North Vancouver will expect. This is what they do to avoid paying off a large amount of money. However, that can still be negotiated with the help of an experienced injury lawyer in North Vancouver.

These are also some of the possible reasons why your insurance company won’t give you a higher claim:

1.You did not provide sufficient supporting documents.

There are some injuries that are hard to prove such as soft tissue injuries or Post-Traumatic Stress Disorders. There are no diagnostic tests that will prove the existence of these injuries save for your testimonials. That leaves issues in how they are going to be interpreted.

Your insurance company will use a grading system. This grading system will determine your pain level and from there, they will determine how much to compensate you. You need complete and comprehensive supporting documents to ensure that your insurance company will make a fair assessment.

2.The value of your claim isn’t as high as you think.

It’s not uncommon for people to file an insurance claim assuming they will get a higher claim but in reality, their claim isn’t as high as that. This is why you need to have your claim assessed by a lawyer in North Vancouver first. An experienced injury lawyer in North Vancouver from Lynn Valley Law will assess your claim and determine how much you can get from it.

3.You are partly to blame.

If you are partly at fault with the accident or your injuries, your insurance company might not award you the claim you think you deserve.

4.You are not using the right negotiation strategies.

Insurance companies are expert negotiators. They do this all the time while to most people, this is their first time negotiating a claim. Make sure you get legal representation so that you can negotiate fairly with your insurance company.

If you address these issues, you might be able to understand what strategies will work better to get you a higher claim.

For further details about lawyer North Vancouver please visit the website.
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Last Updated September 4, 2020