Personal injury claims don’t get settled overtime. There are a lot of processes involved in it. Your insurance company will first assess the value of the claim, do some investigations when it comes to the extent of your injuries, and gather the documents needed to assess your claim’s value.

They will also deploy insurance adjusters to ensure that you are being truthful about your injury claims. You might see people monitoring you from afar.

But what if your claim is taking so long to settle? It’s been months but it still hasn’t been finalized. This isn’t uncommon at all. There have been instances when claims can drag on for years. Here are some of the common reasons why personal injury claims can take a long time to settle:

1. Legal problems

When it comes to assessing the value of your claim, insurance companies have to take in two basic factors – who is liable and how bad the damages are. Usually, it’s hard to prove who is at fault when it comes to accidents because people will have different accounts. In this case, your insurance adjuster will come to a settlement offer that is favorable for both parties unless a lawsuit is filed.

In this case, you need to hire a liability professional to investigate the matter and establish who is at fault. This can take a long time to settle.

There could also be issues with the damages incurred during the accident. For instance, if there is doubt that the injuries were sustained because of the negligence of the other party, it can lead to further investigation. One example is if the plaintiff wasn’t wearing a seatbelt during the accident. The injuries could have been prevented or lessened if the plaintiff used the seatbelt.

2. The claim is big

If the damages are significant, it can lead to a delay in assessing your settlement offer. Insurance companies will delay offering a settlement because they don’t want to pay a lot of money. Insurers try to wait until the claimants give up and just accept the offer.

This is why you need to have an ICBC lawyer in Coquitlam who will negotiate on your behalf.

3. Maximum medical improvement hasn’t been reached yet

If you are still undergoing medical treatment, it’s unsure how much to compensate you. You need to reach your maximum medical improvement before the insurance company can calculate the extent of your damage.

An ICBC lawyer in Coquitlam BC can help you with these negotiations. Look for an experienced ICBC lawyer in Coquitlam such as Learn Zenk Barristers & Solicitors.

For more  details about ICBC lawyer in Coquitlam BC please visit our website: learnzenk.com