Debt is a very abundant thing in our economy and society right now. With everything from college loans, to mortgages, to car payments, many people find themselves struggling to keep their head above the water. Joshua Kerrigan understands this feeling, seeing as he just recently paid off his 2010 Dodge 1500 pickup truck. With this expense finally paid out in full, Joshua Kerrigan is able to allocate these funds that were once tied up in car payments to different, more important areas of his life.

Joshua Kerrigan realized how important it was to pay off his truck. The feeling of waiting for that car payment to come in every month, and trying to toss around funds in order to cover it can be mentally, and physically, exhausting. “I can not tell you how it feels. That is just one thing less that I have to worry about and plan for every month. I can’t complain about the extra cash in my bank account now, either”, says Joshua Kerrigan. “If you are able to, I recommend cutting back on other expenses that are not necessary in order to pay something like a car or truck off. The feeling is extraordinary.”

With the economy still somewhat in the hole, everyone could use a break from weekly bills and expenses. Joshua Kerrigan now has this break that so many of us are striving for. It is smart to not throw yourself back into debt once you finally see the surface, too. “Now that my truck is finally paid off, I am not looking for a new truck. No way. I have worked hard to pay this one off, and will enjoy it until it decides to die on me,” Joshua Kerrigan says about searching for new vehicles.

There is no doubt that this breath of fresh air and this weight finally gone, Joshua Kerrigan can use this past monthly expense to go towards other things, and even possibly other bills. Once you pay off that one thing, the new money can go towards helping pay another bill. Joshua Kerrigan is relieved for now not having to dread that car payment at the end of the month.