To own a classic car is a good feeling for many, as it exemplifies glamour, grandeur and class. However, this luxury does come at an exorbitant price and calls for ways to recoup its worth in case of a possible damage. This creates the need for insuring classic cars in the event of damage. Before approaching a reputed insurance company like Leland West Insurance it is advisable to get all queries regarding the insurance procedures answered. The queries can pertain to many different issues and classic car insurance FAQ’s are useful in this regard.

The first and foremost query on classic car insurance is with reference to the definition of a classic car by an insurance company. Insurance companies typically use three categories for the identification of old cars namely, the cars manufactured before 1903 called veteran cars, those made between 1903 and 1933 referred to as vintage cars, and finally those made after 1973 or the ones which are at least fifteen years old, which are called classic cars.

Owners of classic cars are not usually offered good terms by a regular insurance company. Therefore, people intending to buy classic cars ask questions about the companies that specialize in classic car insurance so as to get better coverage at a minimal charge. The other important question relates to the kind of policy most appropriate with respect to a classic car.

Insurers guarantee value of classic cars in case of damage or theft. It’s advisable to ask questions about the valuation of a classic car and also any additional fee charged by insurers based on the assessment of value. Most insurance companies limit the number of miles on a classic car, per year. It is advisable to ask for the number of miles covered by an insurance policy.

The most frequently asked question with respect to coverage is about how to get the best insurance coverage for a classic car and also if the coverage provided under the policy would be adequate. FAQ’s on classic car insurance also provide answers to questions such as coverage when the car is not driven, garaging requirements and driving restrictions.

Classic cars being unique and extraordinary require specially designed car insurance packages that protect them in the event of damage. Consider Leland West Insurance for this job.