Wilton, CT— 1/23/25:Tooher-Ferraris Insurance Group, a trusted provider of general liability insurance and risk management services since 1932, offers specialized solutions designed to safeguard the hospitality industry against its unique set of risks and challenges. With a long history of excellence and a deep understanding of the needs of the hospitality sector, Tooher-Ferraris is dedicated to helping hoteliers, restaurateurs, and bed-and-breakfast owners protect their valuable assets while focusing on providing exceptional guest experiences.
The hospitality industry faces a wide range of potential risks that can threaten business continuity, from property damage to unforeseen liabilities. Tooher-Ferraris’ comprehensive property insurance options are designed to address these concerns and ensure that businesses in the sector can operate with confidence. Their expert team works closely with each client to create a tailored insurance package that provides robust protection against both common and unique risks.
Tooher-Ferraris understands the distinct challenges that come with managing properties in the hospitality industry. Their commercial property coverage includes a range of critical protections to keep businesses running smoothly, such as:
Property – Tenant Improvements & Betterments: Coverage for the value of improvements made to rented properties, ensuring that modifications or enhancements are protected.
Food Spoilage: Protection against the loss of perishable goods due to power outages or equipment failure.
Boiler and Machinery: Coverage for machinery and equipment that is crucial to the operation of hospitality businesses, from kitchen appliances to HVAC systems.
Ingress and Egress: Protection from any interruptions to your ability to access your property caused by external factors like construction or civil unrest.
Flood/Earthquake: Safeguards against natural disasters that can cause significant damage to hospitality properties.
Civil Authority: Coverage for losses caused by government actions, such as mandatory evacuations or business restrictions due to civil unrest.
Unique Assets: Tooher-Ferraris also offers coverage for specialty assets, such as valuable greenery, fine art, and other unique items that are often part of a hospitality establishment’s décor.
Speaking to us about their services, a company representative stated, "Our goal is to provide peace of mind to hospitality businesses so they can focus on what they do best – creating memorable experiences for their guests. We understand the unique risks of this industry and are proud to offer insurance solutions that safeguard your property, investments, and operations."
As a family-owned, independent insurance agency with a rich history of serving businesses, families, and individuals across New England, Tooher-Ferraris has earned a reputation for delivering personalized service and comprehensive risk management solutions. The team’s in-depth understanding of the hospitality sector’s unique needs ensures clients can have peace of mind, knowing they are protected from the unexpected.
For more information on Tooher-Ferraris InsuranceGroup’s commercial property insurance services for the hospitality industry, visit www.tooher-ferraris.com.

About Tooher-Ferraris Insurance Group
Tooher-Ferraris Insurance Group is a family-owned, independent insurance agency with a rich history of serving businesses, families, and individuals across New England since 1932. With over 90 years of experience, they offer customized insurance and risk management services that cater to the needs of our diverse clientele. Their team is committed to providing expert advice and exceptional service, ensuring their clients have the protection they need for both personal and business success.

Contact Details
Website: https://toofer.com/
Address: The Kent Building, 43 Danbury Road, Wilton, CT 06897
Email: [email protected]
Phone: (203) 834-5900