Ecuador

If scenery is your thing, consider Ecuador. It features mountain peaks, volcanoes, beaches, and islands. The history comes alive there via old pastel colored colonial towns and even older Mayan ruins. All this can be enjoyed for a very low cost of living, and if you’re American, you’ll appreciate that the US dollar is the official currency.

To make your ex-pat dreams come true in Ecuador, all you have to do is prove that you will earn at least $800 per month in perpetuity. It’s called a pensioner’s visa, but there are no age requirements to receive one. So if you have any reliable royalties, compensation payouts, or other guaranteed non-work income, a move to Ecuador could be well within reach.

Mexico

Some parts of Mexico are embroiled in a deadly drug trade, but not all! There are safe places to enjoy the stunning scenery, including clean beaches, historic colonial towns, mountain vistas, and upscale cities. Don’t forget the incredible varieties of native cuisine, as well.

A great way to start your life in Mexico is an FMM visa. You can buy these at any airport or border location. It’ll cost you, though, a whopping $21. The visa will be good for six months, after which you can renew it again and again, without end. The catch is that you won’t be able to work on an FMM visa. However, there are a lot of choices for temporary residency visas that you can upgrade to without a huge financial outlay. No matter your professional niche, you should be able to find one that works. You may be forced to leave the country temporarily in order to apply.

Nicaragua

Okay, so Nicaragua is known for having been troubled by leftist coups, civil wars, and rightwing Contras in the 1980s. And yeah, it is said to be experiencing the worst political crisis in its history right now, but let’s put that in perspective. At the moment the Nicaraguan people have lost faith in their government and are protesting in great numbers – some have died in the fight. The government is blaming the country’s young people for the chaos. So if you think you could stomach living in the United States, Nicaragua can also very reasonably be on your list.

And on the plus side, Nicaragua is an absolutely gorgeous country situated between two pristine coastlines. Conveniently, Nicaragua offers a retirement program similar to Ecuador’s. In this case you need only prove an income of $600 a month; theoretically you must be at least 45 years of age, but this requirement can be waived based on your provable income.

Panama

Panama is a great choice if you’re American (or appreciate American landscapes) and want a change that’s not too drastic. While officially an independent nation in Central America, Panama has a landscape reminiscent of Florida, a lot of English speakers, and the US dollar as its currency. The country also has a reputation for being safe and well developed.

Again, a retiree visa is one of the most popular pathways that people use to live in Panama. It requires a monthly income of $1,000. For younger people, a $5,000 deposit in a Panamanian bank opens the door to permanent residency. If you happen to come from one of 50 “friendly” countries, all that’s left to make it official is to find a job. A few of the qualifying countries are the US, UK, Canada, New Zealand, and Austria – check out the full list to see if you could snag a Friendly Nations visa.

Paraguay

Residency in Paraguay in easy to achieve, largely because the landlocked South American country is so obscure. Bordered by Argentina to the south and Brazil to the east, the history of Paraguay is bloody to say the least. But nowadays, the fully independent country can be enjoyed for its friendly people, open scenic vistas, and low cost of living.

Because demand for immigration is pretty low, it’s easy to be accepted. You do have to deposit an amount of money into a Paraguayan bank that equals roughly 35x the monthly minimum wage. Before you freak out, that’s only about $4,500-$5,500 USD. After that, you will be allowed to move to and live in Paraguay, but you can’t apply for citizenship until you’ve lived there three years. The bureaucratic wheels in Paraguay turn extremely slowly, too, so be prepared for to wait for final approval.

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