The British government say that this move will save the taxpayer motor vehicle injury insurance premiums to the tune of 50 to 100 pounds. Instead of offering compensation for minor claims insurers will be able to offer claimants with minor whiplash injuries physiotherapy in treatment over a cash payout. Foyle Legal takes issue with such an approach as we have detailed below

Insurer Response

The announcement was met with the usual approval by insurers who seems to take the view that the whiplash insurance market in Great Britain is riddled with fraud. The language used by the insurer good extremely provocative stating that the reforms were about standing up for the consumer against the fraudsters and the Government was putting the brakes on the whiplash gravy train. They went on to say that there was a pandemic in the UK motor insurance market.

Difficulties in diagnosis

In the view of Foyle Legal such comments are helpful. Buy attacking injured victims of whiplash the insurer is attacking some of society's most vulnerable people. The injuries these people have may seem relatively minor to other people however the injuries can be incredibly incapacitating to the point where a person is unable to earn an income.

In addition, the move also failed to take into consideration the Psychological component of a personal injury claim which varies wildly from claimant to claimant. In some claimants the psychological impact is negligible, where is with other claimants the person can sink into well of Despair from which there is a question as to whether they will never rejoin Society as a normal member of the workforce.

One of the problems that Foyle illegal has with these reforms is the question of who assesses the injuries is being minor, it is common for insurers to choose occupational physicians other specialists on the basis that they have received reports on other claims which tend to be favourable to the insurer.In the event that the injured person is unaware of this or able to obtain their own reports in response the injury could be categorised as minor where is the reality is that the injury is not minor at all.

More About Foyle Legal

In the view of Foyle Legal it is important to have a robust compensation system where each case is assessed on its merits as is currently the case in Western Australia. Our experience is when insurersare left their own devices to decide whether a claim is major or minor they will use their significant resources to realise the goal of paying at little compensation as possible to injured people.

Foyle legal offers no win no fee legal services in the area of personal injury compensation claims. At Foyle legal your first consultation is free and obligation free. If you have a claim for a motor vehicle accident in Western Australia why not give us a call today for free expert advice regarding your claim.



Foyle Legal
Address: 6/2 Carson Road, Malaga, Perth, WA 6090
Mobile: 0408 727 343
Web: foylelegal.com