Mainly people know that getting rid of credit card debt is the first step toward monetary security. But how to get rid of credit card debt – that's a more difficult thing to understand. When you don't know how to get rid of credit card debt, your economic future can seem very uncertain, and it can be tough to imagine that you'll ever be free from debt. For consumers who want to know how to get rid of credit card debt, Golden Financial Services (GFS) provides helpful answers. GFS is a non-profit organization founded to provide free credit counseling and affordable debt management services to individuals and families throughout the U.S. We offer plans and strategies for how to take control of your spending, how to get rid of credit card debt, how to get out of debt quickly – usually within five years. Get in touch with us today to talk with professional credit counselors who can show you how to get rid of credit card debt.
HOW TO GET RID OF CREDIT CARD DEBT IN FOUR STEPS
Getting out from under a pile of debt takes time and effort, but the process is pretty clear.
Evaluation
When you talk with our proficiently trained and independently certified credit counselors, they'll help you evaluate your financial outlook and get a complete picture of your situation.
Budget
Golden financial Services experts help you develop a budget that will let you pay down your credit card debt while still covering your living expenses.
Debt management
For many of our clients, a Debt Relief Solutions is the most effective way of managing credit card debt and other unsecured debt. Under your Debt Consolidation Program, you'll consolidate all the money you must pay to various credit card companies each month and you'll make one payment to GFS instead. We'll then take responsibility for distributing money to your creditors on your behalf. With just one payment to make, you'll feel less stress about your finances. You are also more likely to be able to keep up with regular payments that will assist you get out of debt.
Negotiating credit card debt
GFS (Golden financial Services) will also work on getting possible reductions in all the extra fees and charges and drive your debt up. By lower interest rates, falling finance charges, eliminating late fees and over-limit fees, we can potentially save you thousands of dollars and help you get rid of credit card debt faster. Get a free online quote and learn your debt relief options here https://nomorecreditcards.com