Foreclosure is an all too common problem for too many families today. Take, for example, our clients D.C. And H.B. They experienced some unfortunate economic problems which caused then to fall behind on their mortgage. It's a story that has played out for millions of families across the country since 2007. Due to their delinquency on their mortgage, fees and other charges began to add up quickly and they were no longer able to afford their home. Their mortgage servicer was not willing to work with them to modify their mortgage and help them keep their home initially. So, when faced with the possibility of being homeless, D.C. And H.B. Contacted Cabanillas & Associates P.C. To help them by representing them during a negotiation with their mortgage lender.

The attorneys at Cabanillas & Associates P.C. Worked diligently for months to overcome a series of review delays and mishandled documentation and eventually forced an escalated review by the bank, which ultimately resulted in a modification that allowed D.C and H.B. To keep their home. This modification forced the bank to forgive over $400,000 in principle and lowered their payments by just under $2,000, making their home affordable once more.

And D.C. And H.B. Aren't their only success stories.

Christopher R. Cabanillas Saved Our Client's Home After the Death of Her Husband

Cabanillas and Associates P.C. Was also able to help Mr. & Mrs. L overcome a financial hardship that had left them three years behind on their FHA mortgage. They were also facing the possibility of becoming homeless until they retained the services of Cabanillas and Associates P.C. The attorneys at Cabanillas and Associates began working with Mr. and Mrs. L and their mortgage lender to find a mutually acceptable modification to their existing mortgage that would allow the Ls to keep their home until Mr. L passed away unexpectedly, leaving Mrs. L devastated. She had just lost her husband and began to think she would be losing her home to foreclosure as well, until a letter came outlining the conditions of a trial payment plan. Mrs. L was able to make the first three months' payments on time, which allowed her to receive a permanent modification on her loan and receive over $200,000 in debt forgiveness and a lower interest rate that would keep her payments low over the remaining lifetime of her loan. She would be able to remain in the home that she and her late husband had built many years worth of memories in.

If you are in a situation where you believe you may be losing your home to foreclosure, contact the attorneys at Cabanillas and Associates P.C. Today. While every case is different and they can't guarantee the same results for everyone, they will work hard to help you keep your home. Visit http://www.cabanillaslaw.com/case-outcomes.