[Draper, 3/19/2015]—City Creek Mortgage, Utah’s most respected home mortgage company, helps clients on the journey towards achieving the Great American Dream with an easy, hassle-free loan process. With the four-step process introduced by the agency, clients can enjoy a positive experience and feel no pressure securing a mortgage.

Easy Loan Process: Making It Happen

Recent statistics show that most mortgage shoppershave a hard time understanding the application process. Some of them are intimidated by the terms and other mortgage details, keeping them from making sound financial decisions. City Creek Mortgage financial experts strongly encourage people to take advantage of their easy loan process.

The City Creek Mortgage team has been committed to taking the hassle out of the loan process, helping clients each step of the way. They strive to earn the trust and confidence of clients, which is why they drafted a simple 4-step approach and make mortgage application easier. Clients can ensure that there is no risk, commitment or cost until the appraisal is ordered.

No-Hassle Approach: Helping Clients Every Step of the Way

Phase 1 of the 4-step process includes using the company's "Find Your Best Rate" tool. Simply filling out a form that requires loan information such as credit score, property value and loan amount, gives clients instant information regarding the price of their loan.

Phase 2 entails giving basic information; clients may use the company's online system or get in touch with the mortgage specialists over the phone. With the client's consent, City Creek Mortgage will conduct a credit report with the details provided by the client. After this, the mortgage experts will suggest the best loan strategy through e-mail. They will include a list of documents that clients may need to move on to the next step.

Phase 3 involves signing the loan application and passing the documents required. After studying the application, the finance experts will proceed with underwriting the file and completing the initial approval process.

At Phase 4, mortgage experts will talk to clients about rate lock plan. After that, the company will order the appraisal and ensure that each underwriting condition is satisfied.

About City Creek Mortgage

City Creek Mortgage has been helping people achieve the Great American Dream since for years. As one of the most respected mortgage agencies in Salt Lake City, the team is committed to helping people in their journey towards securing a home of their own. More than assisting in the actual loan application process, the team of financial experts empowers clients through reliable financial tools and education. As the company continues to live up to their motto ‘Trusted, Respected and Loved,’ they persist in strengthening their services and making the loan process easier.

For more information about the company, interested clients may visit CityCreekMortgage.com.