[b][Draper, October 7, 2016][/b] – City Creek Mortgage is an established mortgage company in Utah that offers a complete range of refinancing programs for their customers. Among their most popular loan options are their conventional loan options, which come in both fixed rate and adjustable rate.

[b]Conventional Loans[/b]

City Creek Mortgage offers conventional loans among their range of refinancing programs. Their fixed rate conventional loan programs allow customers to depend on paying one principal and interest payment amount over the course of a home loan. They add that this is despite possible fluctuations in an interest rate.

They add that these conventional fixed rate mortgages can be assured with terms from 30 years down to an 8-year option. This particular loan type is ideal for customers who want to use their loan for budgeting purposes as it has an added reassurance that their monthly repayments will not change.

The Utah mortgage company also offers adjustable rate mortgage loans, which are ideal for customers looking to purchase or refinance now but may be moving or refinancing in the next five to ten years. The main draw of these adjustable rate mortgages is that their monthly payments can decrease as they will be taking advantage of the lowest available interest rate.

[b]FHA and VA Refinancing[/b]

City Creek Mortgage also offers other refinancing programs beyond their conventional and adjustable rate programs. Among these are their FHA and VA refinancing. They explain that the FHA refinancing program is specifically designed for homeowners who have an FHA loan, whose homes have since depreciated in value since they closed on their loan. They add that the FHA refinance is available in fixed or adjustable rates, or as a streamline.

VA loans, on the other hand, are offered to active military men and women, as well as veterans and their surviving spouses. The main draw and exclusive perk of all their VA loans is that there is now down payment requires. Just like FHA loans, these are also available either as fixed, adjustable, or streamline rate.

[b]About City Creek Mortgage[/b]

City Creek Mortgage offers complete refinancing programs in Utah. As one of the most established mortgage companies in Salt Lake City, their team is experienced and well-versed in providing mortgage options for their clients. As a team, each one has each other’s back and they bring their unique gifts and proficiencies to serving their customer base.

Their experts are not independent or commissioned based loan officers; they work closely with each of their clients to ensure they get the right mortgage loan for their financial situation. For more information on their services, visit their website at https://citycreekmortgage.com.