Security guards play a vital role in protecting businesses and their assets,” said Jason Rilley, President of Delmarva Insurance Broker. “Our Security Guard Insurance program provides businesses with the peace of mind knowing that they are covered in the event of a loss caused by their security guard activities.”

General Liability Insurance

Another sect within Security Guard Insurance by which Delmarva looks after security guard’s life is General liability insurance, which provides coverage for third-party bodily injury and property damage claims arising from the negligence of your security guards. This coverage can be essential for protecting your business from the financial consequences of lawsuits, including medical payments, property damage, legal fees, and judgments.

Commercial Auto Insurance

Commercial auto insurance covers vehicles used for business purposes, including security patrol cars. This coverage can help protect your business from the financial consequences of accidents, including medical expenses, collision repairs, and rental reimbursement.

Commercial Property Insurance

This insurance covers the physical property of your business, including equipment and inventory. This coverage can help protect your business from the financial consequences of property damage caused by your security guards, such as theft, vandalism, or fire.

Real-World Examples of Security Guard Insurance Claims

For the general liability, a security guard accidentally knocks over a customer in a store, causing the customer to suffer injuries. The customer files a lawsuit against the store for medical expenses and pain and suffering. This kind of Security Guard Insurance would cover the store's defense costs and any judgment awarded to the customer.

Suppose another security guard is involved in an accident while driving a company car. The accident causes injuries to another driver and damage to the other driver's car. Commercial auto insurance would cover the company's liability for medical expenses, property damage, and legal fees.

A security guard accidentally starts a fire in a building while attempting to cook food in a microwave. The fire causes damage to the building's equipment and inventory. Commercial property insurance would cover the cost of repairing or replacing the damaged property.

Get a Free Quote today!

Delmarva Insurance Broker offers a variety of Security Guard Insurance packages to meet the specific needs of your business. To learn more about our Security Guard Insurance program or to get a free quote, please visit insuredelmarva.com or make a call at 443-300-7722.

About Delmarva Insurance Broker

Delmarva Insurance Broker is a leading provider of commercial insurance solutions for businesses of all sizes. We are committed to providing our clients with the highest level of service and expertise. Our experienced insurance professionals will work with you to design Security Guard Insurance program that meets your specific needs and budget.