Let’s be realistic. Not everyone who files a personal injury claim gets the maximum value of their claim. Many claimants even settle for the first offer of ICBC. One of ICBC’s notable tactics is making a low-ball offer.

If you are making a claim against your insurance company, you should have a strategy in place on how to maximize the offer. Here are some crucial steps you should take:

1. Collect as many pieces of evidence as you can to support your claim

Your insurance company will assess the value of your claim based on the evidence you provide. This is why it is important to ensure you provide complete evidence. Submit evidence that you know will strengthen your claim such as your medical records, police records, therapy records, employment records, car report, and many other important documents.

2. Consult Prince George law firms

Many claimants only get the help of law firms in Prince George BC when they are on the verge of filing a lawsuit against the other party and their insurance company. But you can go through the process with less stress if you get the help of a law firm.

3. Don’t accept the first offer

Know how much your claim is worth and make sure you get as close to that value as you can by negotiating with your insurance company. They will attempt to lower down the cost of compensation by getting you to accept the first offer, which is often the lowest. If you accept it right away, you will lose your chance to get proper compensation.

You don’t have to settle right away. Negotiate with the help of a lawyer who knows what to do and how to handle the negotiation process.

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