1. A payday loan is quick and has an easy application. Most people getting an online payday loan will know the total amount and get the cash within an hour. Getting a payday loan in person is just as quick and easy, and you have a representative to talk you through the credit.

2. A payday loan is easy to qualify for even if you have bad credit. To get a payday loan you need a job and proof of a future payday. You also need a bank account and ID for a payday loan. This makes a payday loan much easier than a traditional loan.

3. Even if you have a low income you can still get a payday loan. Obviously the total amount payable for the loan will not be more than your next payday check. So the representative example total of your payday loan depends on your specific situation.

4. You can often get a payday loan without having to do much paperwork. With a traditional loan they won't even give you a representative example without lots of paperwork, but a payday loan shows you the info, like total amount payable, with little to no paperwork.

5. You have many options for a payday loan, both online and in person. Getting cash from a payday loan is equally easy for online or in person payday credit lending. Having options means you can find a payday loan with the lowest APR and lowest fees and most cash.

Look out for dangerous or illegal payday loan. Getting familiar with federal regulation on a payday loan will help you know whether your account and cash are safe.

Use a payday loan sg, QV Cedit only when you need emergency cash. A payday loan is not a permanent solution for credit or cash flow problems. Always research a payday loan.