Several factors contribute to new cars totalling out more easily than old ones. Here are some key points to consider:

Higher Repair Costs: Newer cars often come equipped with advanced technology, safety features, and specialized materials. Repairing or replacing these components can be significantly higher than older cars with simpler designs and readily available, less expensive parts.

Advanced Safety Features: While newer cars are equipped with advanced safety features, such as sensors, cameras, and airbags, the repair or replacement of these components can be expensive. Even minor accidents that trigger these safety systems can result in higher repair costs, leading to a higher likelihood of the car being deemed a total loss by insurance companies.

Complex Electronics: Modern vehicles rely heavily on complex electronic systems for various functions, including engine control, entertainment, and navigation. In the event of a collision, damage to these electronic components can be costly to repair, making it more likely for a new car to be declared a total loss.

Frame Construction: Newer cars often have unibody construction, where the body and frame are integrated into a single structure. While this design enhances safety and fuel efficiency, it also means that damage to the frame can be more extensive and costly to repair, increasing the likelihood of a total loss.

Depreciation: New cars experience rapid depreciation in their initial years. In the event of an accident, the vehicle's repair cost may approach or exceed its current market value, leading insurance companies to declare it a total loss. Having already undergone significant depreciation, older cars may have lower repair costs relative to their market value.

Insurance Considerations: Insurance companies often use a total loss threshold based on the car's actual cash value. Due to the higher initial cost of new cars, they may reach this threshold faster than older cars, resulting in a higher likelihood of being totalled in an accident.

Limited Availability of Parts: Newer car models may have limited availability of replacement parts, especially immediately after their release. This scarcity can drive up the cost of repairs and contribute to a higher likelihood of a total loss.

In summary, the combination of higher repair costs, advanced technology, complex electronics, frame construction, depreciation, and insurance considerations makes new cars more susceptible to being totalled in accidents compared to older vehicles.