Farmingville, New York:Licensed mortgage lenderAtlantic Home Capital provides a wealth of information on the terms of FHA loans to first-time homebuyers.With first-time homebuyers accounting for 83.1% of all FHA-endorsed mortgage loans, thecompany knows how important it is for mortgage consultants to explain the terms and conditions of FHA loansto first-time homebuyers. Their team briefs clients on every detail surrounding FHA loans such as the relationship between the interest charged and the applicant’s credit score.
Atlantic Home Capital’s FHA loans are available for every client that meets the requirements set by the Federal Home Administration and the Federal Deposit Insurance Corporation. This includes having a minimum credit score of 580 and the ability to pay a 3.5% down. The company charges a higher down payment for FHA loans given to clients with credit scores below 580. TheFHA loans are federally insured—so if an applicant defaults, the Federal Housing Administrationcompensates Atlantic Home Capital.
When askedhow FHA loans have helped Atlantic Home Capital’s clients in the past, a company spokesperson said: “FHA loanshave helped put a roof over the heads of many of our clients hailing from minority communities. We’ve also received messages from people who recently finished college saying that our FHA loans have helped them remain financially stable. We’ve got a great track record when it comes to verifying applicants for FHA loans and the stories we hear from our clients keep us motivated!”
In addition to FHA loans, Atlantic Home Capital provides conventional mortgage loansat low interest rates for clients interested in home loans backed by the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association.
They also offer non-conforming mortgage loans such as jumbo loans for clients interested in financing high-value real estate. The company’s offices in Farmingville (New York)and Fort Lauderdale (Florida)cater to several states across the country and its team consists of highly qualified and experienced loan officers. Every loan officer on the Atlantic Home Capital team has a personal number and company email for clients to reach out to them individually.

About the Company
Atlantic Home Capital is a home loan andmortgage refinance company in Fort Lauderdale. They offer an array of mortgage loans and provide an online loan pre-qualification form on their website. Their offices are open between 9 am and 5 pm on weekdays. Additionally, their team is available by appointment on the weekend.

Contact Information
Website:https://atlantichomecapital.com/
Contact Form: https://atlantichomecapital.com/contact/
Email (Business Inquiries): [email protected]
Facebook: https://www.facebook.com/AtlanticHomeCapital/
Instagram: https://www.instagram.com/atlantichomecapital/
LinkedIn: https://www.linkedin.com/company/79988033/admin/