[SANDY, 05/10/2016] – American Loans, one of the leading mortgage companies in Salt Lake City, Utah, provides convenient home loan refinancing to homeowners with low credit record. They offer programs that allow homeowners to reduce their remaining mortgage years or refinance the entire mortgage.

[b]Home Loan Refinancing[/b]

American Loans understands why homeowners are refinancing their home loans. One of the major reasons is to get lower interest rates on their existing credit. Homeowners who have a low credit record can still refinance their loans with the assistance of American Loans.

The company puts less emphasis on restrictions and more on helping clients to achieve their financial goals. Homeowners may lower their payment rates and shorten the loan duration at the lowest rates available. American Loans can refinance up to 95% of the value of the client’s home with no mortgage insurance.

[b]Benefits of Refinancing[/b]

With the company’s refinance options, clients can consolidate their mortgage, credit card debt, home equity lines, and other debts up to 90% of the value of their homes. They can also refinance without increasing the years they already paid.

Clients that owe more than the value of their homes are still welcome to refinance. With the Home Affordable Refinance Program (HARP), the company can go up to 150% of the value. This program is suitable for homeowners whose current loans are older than June 2009.

[b]About American Loans[/b]

American Loans is one of the leading mortgage companies in Utah. The company works with most of the lenders who do business in the region. They find the best rate and program, which are suitable for every client’s situation.

The company has been over two decades in the business and a member of the Better Business Bureau with an A+ rating. What makes them different to other companies is that they provide the best options at lower costs.

To know more about their loan programs, interested clients may visit http://www.americanloans.com.