Roseville, California (May 15, 2014) – JKB Financial, Inc., a sales and marketing company that helps consumers address debt, says that credit card obligations remain one of the biggest financial problems in the country. The review JKB Financial Inc. receives from clients show that, overall, many Americans are still struggling to pay off the balance on their credit cards due to factors like unemployment, illness or poor money management.

This fact is bolstered by recently published figures. Bankrate.com, for instance, reports that 49% of Americans do not have enough liquid cash to clear their credit card debt. Furthermore, about a third of the population has more debt than emergency savings, which highlights the country’s consumer debt crisis even more.

The U.S. Federal Reserve also reveals that the average American household owes as much as $15,799 to credit card companies, with as much as 13.8% of citizens devoting at least 40% of their income towards debt servicing in 2010 alone.

As advocates of a debt-free life, JKB Financial, Inc.—through its d/b/a American Debt Solutions—offers assistance to people who are drowning in credit card obligations. Clients who have $10,000 or more in unsecured debt (including unpaid credit card charges) can approach the company to have their financial situation reviewed. If they qualify for the company’s services, they will be referred to an independent debt processing company.

The latter, in turn, will try to renegotiate the outstanding debt with the creditors in order to lower the total amount the client has to pay. Should the negotiation be accepted, then the client will enter a debt settlement program that lasts 12-72 months until all their obligations are paid off.

To learn more about JKB Financial, Inc.’s services, visit: www.AdsRelief.com.

About JKB Financial, Inc.

JKB Financial, Inc. aims to help families who are struggling to pay off their debt. The company works only with the most trusted debt processing companies to ensure that clients get the best terms during the debt renegotiation phase. They believe that there is no greater voucher for its service than a positive JKB Financial, Inc. review.