Insurance fraud is a major crime that is the main reason why the insurance companies are making so many losses in a given financial year. In order to cut them out most of the insurance companies are setting up their own insurance fraud investigation teams that consists of highly trained and professional people who are meant to detect and prohibit any kind of insurance fraud. These people are highly experienced in dealing with all kinds of fraudulent investigations that could be anything from a commercial fraudulent case to many private cases of fraudulent. Most of the insurance companies are cramped with many claims and this is the sole reason why these companies are starting to have their own in house insurance fraud investigators.

Choose from many Investigative Services in Illinois

It has been seen that the number of fraudulent claims has rose over the last few years and shows no sign of stopping. It has been reported by most of the major and leading insurance companies of the country that people try to claim more that what they are entitled to get in case of an accident or a fire on their property or a robbery. There are many instances where people would go the extreme length of staging an accident that never happened in order to get the benefits of a motor insurance claim. This is where an insurance fraud team comes very handy as they will be looking at every details of the claim and checks them irrespective of the stature of the claim. It has been concluded in a recent study that one in every ten claims filed by people are in fact a fraudulent one.

The procedure followed by a team of Insurance Fraud Investigation in Illinois

It could strike you that where does the investigation team start their procedure and how do they manage to obtain all the necessary evidences required in order to prosecute people who has actually made a fraud claim. The first and the basic thing they will do are to go through the claim and check all details of the claim and the insurance. This will let them know whether the claim is a fraudulent one or a genuine one. If they decide that it is indeed a fraud claim then they will start with a covert surveillance operation.

Covert surveillance for Insurance Fraud Investigation in Chicago

This is a service which includes static surveillance, covert electronic surveillance and mobile surveillance. This is a phase where the team will use some unmarked vans and cars and if required they will also use motorcycles that are unmarked to keep a track on those people who are doubted as submitting a fraud claim. If needed they will also use cameras and video cameras, which will get them evidence as this might be required if the case is handled by a court. The static surveillance part can be achieved by using cameras and other equipments from a building or an unmarked vehicle to gather some relevant photographs and evidences. All the information collected during this phase will be documented and stored properly in a DVD, so that the insurance company will be able to provide them when needed. Also, hidden cameras are also used to track a person’s movements like when they are coming or going. These cameras can be installed at their workplace or at their residence.

There are many companies that use insurance fraud investigation in Chicago. At the same time there are many companies that use insurance fraud investigation in Illinois as well. The investigative services in Illinois and Chicago used by the insurance companies are much updated and are also reaping the benefits as well.